The Associate role contributes to the success of the Ratings & Research Support (RRS) team, by providing a range of support services that contribute to the overall credit analysis function performed by RRS and Ratings & Research (R&R) teams. This internally facing role provides discrete pieces of analytical work which support ratings, research, analytical outreach and presentations, under the guidance of the RRS AA Team Manager. This role will initially focus primarily on one Rating Group (RG), and over time will cross-train and support varying asset classes.

Support Credit & Analytical Work for the Financial Institutions Group (Banking, Insurance, Asset Management):

• Analyzing financial statements with focus on credit conditions
• Reviewing and analyzing ratios
• Preparing spreadsheets and charts
• Writing analytical commentary
• Identifying trends in data
• Developing working knowledge of Moody’s methodologies
• Preparing presentation materials for outreach activities
• Working with databases

• Bachelor’s Degree, or equivalent qualification in Economics, Finance, Banking, Business administration, Accounting or similar field
• Accounting background with strong focus in financial analysis (e.g., through coursework, or relevant work experience) would be an advantage
• Strong English language skills; additional foreign language (French, Spanish, German, Italian, Russian) would be an advantage
• Solid knowledge of MS Excel, Word and PowerPoint
• Solid verbal, written communication and interpersonal skills
• Strong organizational skills, with ability to adapt to a changing environment and prioritize tasks accordingly
• Attention to detail and commitment to producing high quality, accurate work
• Ability to work effectively in a collaborative team environment