Credit Risk Data Analyst in Group Risk Management

Danske Bank Lithuania

Skelbimas
Atlygis/Miestas
Apie įmonę

Area

Would you like to apply your analytical skills to ensure a first-class data foundation? Come and take a part in developing strategies for credit risk in Danske Bank.

This is a great opportunity to become a part of the Group Risk Management department facilitated and integrated through Danske Bank Lithuania. We are responsible for driving Group Risk appetite, enterprise risk management, risk governance, tools and process for a stress test and impairments, credit risk reporting data, and risk quality assurance.

You will work with credit risk analytical projects in order to identify technical/analytical solutions to credit risk challenges and to develop strategies optimizing risk-reward along with providing support to junior analysts.

* Depending on your experience and knowledge, we may offer you different seniority of the role

You will:

Develope reports using SQL or SAS to monitor the quality of Mortgages and consumer finance portfolios
Use SQL or other tools to extract and manipulate data into reports, highlighting key trends and their drivers
Use data to develop criteria for accepting/declining credit applications
Produce clear, concise, and relevant MI outlining any issues and possible solutions
Drive insight from data, assessing the commercial/financial impact, presenting findings in a clear and fashion in various reports, and recommending actions on utilized data
Work with senior analysts to help use data to identify high-risk credit applications

About you:

Hands on experience with data management, data extraction, and analysis
Experience using SQL and/or SAS
Analytical thinking
Ability to drive insight from data, assess the commercial/financial impact, and recommend actions
Higher education (preferably in Analytical, Mathematics, Finance or Business related discipline) would be an advantage
You are resilient and determined to achieve goals in an ever-changing environment
You are a team player with great communication skills
Excellent oral and written English skills

We offer

Monthly salary range from 1840 EUR to 2760 EUR gross (based on your competencies relevant for the job).

Additionally, each Danske Bank employee receives employee benefits package which includes:

Growth opportunities: professional & supportive team, e-learnings, numerous development programs; (incl. professional certificates); 100+ professions for internal mobility opportunities;
Health & Well-being: a diverse, inclusive, work & life balance work environment; health insurance from the first day of employment; mental well-being practices; partial psychologist counselling compensation; silence and sleep zones at the office; game rooms;
Hybrid working conditions: home office budget (after the probation period); modern Danske Campus workplace developed with anthropologist for the best employee experience;
Additional paid days off: 2 to recharge, 2 sick days, 1 for volunteering, for round birthdays, for seniority in Danske Bank;
Monetary compensation package: accidents & critical diseases insurance; financial support in case of unfortunate events, travel insurance; IIIrd Pillar Pension Fund contribution after 1 year of working;

Canteen services and free fruits
Health insurance from the first day of employment
Free parking & charging ports - cars, bicycles, e-scooters
Additional days of vacation

Mėnesinis bruto atlyginimasBruto/mėn. € 1840 - 2760

Vietovė

Lietuva

Laikas

Visa darbo diena

Kalbos

Anglų
Lietuvių

Kontaktinis asmuo
Credit Risk Data Analyst in Group Risk Management

In Danske Bank Lithuania we gathered smart, innovative and open colleagues with can-do mindset, who are reimagining banking services and creating an ingenious product portfolio, and at the same time – ensure smooth daily operations of the entire Danske Bank Group.

Consider us as “the engine of the bank” – while we do not provide banking services to customers in Lithuania, we are the brain and muscle behind many of Danske Bank’s services to our global customers. Our high-quality delivery and can-do approach led us to becoming a strategic site for Danske Bank, an international community of 22,000+ colleagues worldwide.

Danske Bank Lithuania is Danske Bank’s strategic unit, providing finance, IT and global business services to serve our customers worldwide. We are on a journey to push the banking boundaries and make constant improvements in how we operate. We aim to do this by combining the best of two worlds: the strengths of what Danske Bank has built over 150 years and the approach of start-ups to what we are going to create in the future.

We see diversity as our potential, and the cornerstone of our company’s success, that will ensure our continued competitiveness and innovative strength.

We try to create an inclusive workplace where differences are our strengths and where people feel valued and can realise their full capabilities.

Because of that, the critical focus point for us is to be able to recruit, develop and retain employees without attaching any specific labels to them.