Join our team as a Credit Analyst!

Yes, you can! That's our attitude towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and encourage everyone to achieve them – professionally and personally.

Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to build a local banking champion.

What You Will Do:

• Conduct independent high quality credit analysis on assigned customers
• Maintain credit quality and meet delivery targets
• Demonstrate sound business ability and professional ethics
• Share objective view on credit risk assessment, identify alternative solutions, and recognize early warning signals to ensure no surprises
• Control fulfillment of financial covenants
• Handle risk issues and ensure compliance with regulatory and governance requirements
• Prepare assigned parts of credit application, ensure its quality and the comprehensive client risk assessment, provide advice on how to minimize possible risk, deliver findings to Bank's decision-making structural units
• Collect and evaluate information about customers and industries, you act as competence center of selected industries
• Participate in credit committees, in customer teams, in meetings with clients and support relationship managers in structuring financing to customers

What We Expect:

• Prior experience in financial analysis or similar field
• Experience in using MS Office
• Knowledge of accounting basics
• Development focus
• Flexibility and openness to change
• Cooperation skills
• Communication skills
• Customer focus
• Readiness to take ownership
• Fluent English and Lithuanian language are required in spoken and written communication

What We Offer:

• Flexibility. Flexible working hours, remote work and a possibility to work from anywhere in the EU, Iceland, Switzerland and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun
• More vacation. Additional week of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.
• Gross salary. 2620 - 3920EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is  22nd of September. 

***